Terms and Conditions

1. Introduction

Our website, located at https://www.bucksbeyond.com (referred to here as “the Site”), provides articles, resources, and tools covering a range of financial subjects including but not limited to saving money, investment basics, real estate, insurance, and budgeting strategies.

These Terms and Conditions govern your access to and use of BucksBeyond and its content. By accessing or using the Site, you agree to be bound by these terms. Please read them carefully.

2. Acceptance of Terms

2.1 Agreement to Terms:

Binding Agreement: By accessing and using BucksBeyond, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.

Eligibility: The Site is not targeted towards, nor intended for use by, anyone under the age of 18. By using the Site, you represent and warrant that you are 18 years of age or older.

2.2 Updates and Changes:

Amendments: We reserve the right to update or change these Terms at any time. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

Notification of Changes: Any significant changes to these Terms will be notified on the Site or through email, where feasible.

3. Use of the Website

3.1 Permitted Use:

General Use: BucksBeyond provides a wealth of content related to financial topics for personal and informational purposes only. You may use this Site for lawful purposes and in accordance with these Terms.

Intellectual Property: The content on BucksBeyond, including text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of BucksBeyond or its suppliers and protected by copyright and other laws.

3.2 Prohibited Use:

Restrictions: You are prohibited from using the Site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information.

4. User Accounts

4.1 Account Creation:

Registration: In order to access certain features of the Site, you may be required to create an account. When creating your account, you must provide accurate and complete information.

Account Security: You are responsible for safeguarding the password that you use to access the Site and for any activities or actions under your password. We encourage the use of “strong” passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account.

4.2 Account Responsibilities:

Personal Use: Your account is for your personal use only and should not be shared with any other individual.

Notification of Breach: You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Intellectual Property Rights

5.1 Ownership of Content:

Proprietary Rights: All content included on the Site, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of BucksBeyond or its content suppliers and protected by copyright and intellectual property laws.

Restrictions: You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. As a condition of your use of the Site, you warrant to BucksBeyond that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.

5.2 Use of Materials:

Permissible Use: You may use material from the Site for personal, non-commercial purposes, provided that you do not modify the material and you retain all copyright and other proprietary notices contained in the material.

Prohibited Reproduction: The reproduction, duplication, distribution, publication, or any other use of the material on the Site for commercial purposes is strictly prohibited without express written consent from BucksBeyond.

6. Limitation of Liability and Disclaimer of Warranties

6.1 Disclaimer:

No Warranties: The Site and its content are provided on an “as is” and “as available” basis. BucksBeyond does not make any warranties, either express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose.

Reliance on Information: Any reliance you place on such information is therefore strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site.

6.2 Limitation of Liability:

General Limitation: In no event will BucksBeyond, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use, or alteration of your transmissions or content.

7. Governing Law

7.1 Jurisdiction:

Applicable Law: These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.

Legal Disputes: Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of New Jersey.

8. Amendments to the Terms

8.1 Revisions and Updates:

Changes to Terms: BucksBeyond reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect.

User Responsibility: It is your responsibility to check these Terms periodically for changes. Your continued use of or access to the website following the posting of any changes to these Terms constitutes acceptance of those changes.

8.2 Communication of Changes:

Notification Methods: Significant changes to the Terms will be communicated through the Site or, where feasible, through email notification.

Effective Date of Changes: The date the revised Terms become effective will be noted at the top of the Terms and Conditions page.